– Promulgated rate per the Department of Insurance $5.75 per $1,000 of sale or refinance amounter $5,000 will need to be in the form of a wire transfer. Please contact one of our representatives for wire instructions.
$25 minimum with payment of full premium for Owner’s Title Insurance Policy
Typically a seller cost based on the purchase price of the property. The rate is $.70 per $100 of consideration/price paid.
Typically a buyer cost based on the purchase price of the property. The rate is $.35 per $100 of loan amount.
Typically a buyer cost or tax charged on all new loan amounts. The rate is $.20 per $100 of loan amount.
$10 for the first page $8.50 each additional page
Can vary depending on the particular lender involved. Typical fees include origination charges, underwriting fees, tax services fees, appraisal fees, etc.
Fees may vary depending on the transaction involved, any applicable contract provisions or other factors. Special rates or charges apply to short sales.
ANY DEPOSIT / ESCROW FUNDS, CLOSING FUNDS (CASH TO CLOSE FUNDS) over $5,000 will need to be in the form of a wire transfer. Please contact one of our representatives for wire instructions.
You must bring identification to the closing which has your photograph included. Examples include a driver’s license, passport, or valid State ID.
If a Certificate of Approval is required, it is the Buyer’s responsibility to bring and/or provide the original Certificate of Approval on or before closing. Failure to do so will result in a delay of the closing.
If you are obtaining a mortgage loan, your lender will require that you obtain a homeowner’s insurance policy with a “Loss Payee Clause” which identifies your lender. Your lender will require a copy of your insurance policy and paid receipt or binder at or prior to closing.
In order to avoid disruption of service, you should transfer utility services from the seller to the buyer as of the date of the closing.
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