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Helpful Closing Information

DEPOSIT FUNDS, CLOSING FUNDS, CASH TO CLOSE FUNDS

ANY DEPOSIT / ESCROW FUNDS, CLOSING FUNDS (CASH TO CLOSE FUNDS) over $5,000 will need to be in the form of a wire transfer. Please contact one of our representatives for wire instructions.

PHOTO IDENTIFICATION

You must bring identification to the closing which has your photograph included. Examples include a driver’s license, passport, or valid State ID.

HOA / CONDO ASSOCIATION APPROVAL

If a Certificate of Approval is required, it is the Buyer’s responsibility to bring and/or provide the original Certificate of Approval on or before closing. Failure to do so will result in a  delay of the closing.

HAZARD INSURANCE

If you are obtaining a mortgage loan, your lender will require that you obtain a homeowner’s insurance policy with a “Loss Payee Clause” which identifies your lender. Your lender will require a copy of your insurance policy and paid receipt or binder at or prior to closing.

UTILITIES

In order to avoid disruption of service, you should transfer utility services from the seller to the buyer as of the date of the closing.